Mkopo Chapaa loan makes it easy for you to access loans for the way you live using your smart phone. Sign up in seconds, apply for a loan and receive your money straight to your mobile account.RATES AND FEESAlgeriaLoan Amounts applicable: دج 200 to دج 30,000APR: 22% to 34.3%Example loan: For a loan of principal of دج 10,000, a flat fee of دج 1,160. No late fees, rollover charges, or origination fees. Total amount to pay 10,000 + 1,160 = دج 11,160.AngolaLoan Amounts applicable: Kz 1,500 to Kz 90,000APR: 24% to 34.5%Example fee: For a loan of principal of Kz 35,000, a flat fee of Kz 3,500.No late fees, rollover charges, or origination fees.Total amount to pay 35,000 + 3,500 = Kz 38,500.TanzaniaLoan Amounts applicable: TZS 2,000 to TZS 300,000APR: 21% to 35%Example fee: For a loan of principal of TZS 3,250, a flat fee of TZS 750. No late fees, rollover charges, or origination fees.Total amount to pay 3,250 + 750 = TZS 4,000.GhanaLoan Amounts applicable: GH₵ 400 to GH₵ 45,000APR: 23.5% to 33%Example Fees: For a loan of principal GH₵ 12,500, a flat fee of GH₵ 1,150. No late fees, rollover charges, or origination fees.Total amount to pay 12,500 + 1,150 = 13,650EgyptLoan Amounts applicable: E£ 2,000 to E£ 300,000APR: 21% to 35%Example fee: For a loan of principal of E£ 3,250, a flat fee of E£ 750. No late fees, rollover charges, or origination fees.Total amount to pay 3,250 + 750 = E£ 4,000.GhanaLoan Amounts applicable: R 400 to R 45,000APR: 23.5% to 33%Example Fees: For a loan of principal R 12,500, a flat fee of R 1,150. No late fees, rollover charges, or origination fees.Total amount to pay 12,500 + 1,150 = R 13,650Repayment Terms for All LoansDepending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 366 days. Every loan amount we offer has a minimum repayment period of 120 days. Choose the loan term that’s right for you within the app.Mkopo Chapaa loan puts you in control of your finances. The Mkopo Chapaa loan app lets you apply for credit on the go and it works 24/7.* No paperwork, collateral or office visits needed* Use your money the way you want to -- for home or business* No late charges or rollover fees* Get access to bigger loans, lower fees, and flexible payment terms as you repaySAFE AND SECUREMkopo Chapaa loan makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy.